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Take the time to review the videos below for an excellent understanding of how the credit bureaus create your score and what you can do to improve yours!
There are 5 videos to this series. Please be sure and watch all five to get a great knowledge base of credit scoring. If you need some help in getting your scores up to speed, I can provide you with several sources that will help you "deal" with the credit bureaus and also help you establish new revolving credit.
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